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Retire Yesterday

I want to retire yesterday. Can I? Should I?

Retiring can be an easy decision. I’m 62 and I’ve been working 40 years in construction. I’m beat up, I’m tired, and I can’t do this much longer. I’m retiring. That was easy.

But there’s more to it than that. Well average Joe, we’re not always here to be the bearer of good news. But let’s dive in. Retiring at 62 can be difficult for anyone. You’re taking a reduced benefit of social security and depending on your company, could have to outlay a serious amount of money in the first few years to cover medical coverage. It’s not easy, but yes, it’s doable. Do you have enough saved up in investments? Will you be pulling social security now or waiting? If so, what kind of an impact will that have on the longevity of your money?


A Providence Wealth Planning advisor will sit down and help you figure out the impact of retiring completely, semi-retiring, and working longer. Is it worth the wait?